凯捷：2016全球支付研究报告(英文 48 页)

2016 World Payments Report

Table of Contents

Preface 3

Section 1: Non-Cash Markets and Trends 5

Non-Cash Transactions Growth Highest in Emerging Asia 6

Global Non-Cash Transaction Volumes Grew at 8.9% 6

Developing Markets Continue to Gain Share of Non-Cash Transaction Volumes 7

Cards Leading Instruments with 11.8% Growth, Checks Decline 10.8% 9

Payment Cards Are the Leading Non-Cash Instrument 9

Global Non-Cash Volumes Estimated to Have Grown by 10.1% in 2015 10

Global Non-Cash Transaction Volumes Expected to Hit 426.3 Billion In 2015 10

Cash Use High Despite Increased Adoption of Digital Payments 11

Immediate Payments Have Potential to Replace Checks and Cash 12

Corporates Lag Retail in Adoption of Mobile Devices in Payments 14

Section 2: Key Regulatory and Industry Initiatives 17

Banks and other PSPs Operate in a Highly Regulated Environment 18

Current Regulatory Environment Remains Complex 18

Variations in KRIIs Range from Prescriptive to transformational 20

Technology Enablement and Regulatory Facilitation Emerge as Themes 21

Many Banks Taking Initial Steps towards Developing Holistic Compliance 21

Despite Recognizing Need for Holistic Compliance, Banks Have Made Little Progress 22

Banks Must Find Ways to Accelerate Holistic Compliance Efforts 23

Key Regulatory and Industry Initiatives (KRIIs) in Payments, 2016 24

Other Key Treasury Related Initiatives 28

Impact of Core KRIIs on Banks and Corporates 29

Section 3: Challenges and Opportunities in Transaction Banking 33

Transaction Banks Face Increasingly Ambitious Corporate Demands for Digitization 34

Banks Need to Improve Digital Maturity to Meet Corporate Expectations 36

Collaboration a Key Strategy for Banks to Gain Advantage in Transaction Services 40

Collaboration Case Study–Silicon Valley Bank and Standard Treasury 42

Closing Thoughts 43

Methodology 45

About Us 46

Acknowledgements 47

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